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Many people are not familiar with blockchain, and yet it’s set to become the next big thing, so we’re told by Gartner. In fact it seems the technology is about to change the world in ways most of us have never considered. This blog identifies the four most disruptive things that blockchain will do for us. But first we should talk about what blockchain actually is...

A quick introduction - meet blockchain
Blockchain is emerging from the shadow of Bitcoin to revolutionise everything from the reduction of human tracking to the creation of tech hubs in emerging economies. As a technology, it is designed to offer a democratisation of trust - a model that can completely change how businesses think about completing transactions. It deconstructs our existing idea of how organisations and individuals can interact; rather than placing the authority for approving a process or transaction in the hands of one central body, blockchain shares the responsibility for authorisation across a number of computers.

The World Economic Forum states at least 10 percent of global GDP will be stored on blockchain platforms by 2025. From the relative obscurity of Bitcoin, it will move into the forefront of economic activity. Indeed, fund managers Rathbones have assessed that blockchain could generate $80 to $110 billion of value in the financial services industry alone (McKinsey, 2017), while creating cost savings in cross-border payments of $15—20 billion per year by 2022 (Santander InnoVentures, 2015). Now it’s sounding more like the next big thing.

Blockchain will potentially make the biggest impact to the world at a very human level. For those who are marginalised, trapped economically or socially at the periphery of society, blockchain provides an opportunity to participate in a process or transaction as if they were at the core. And it’s this paradigm shift that leads us to our four disruptive trends:

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